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Disability Insurance Info Center

5 things to know about disability insurance

Posted on 3 Jun 2011 In: disability insurance

5 things to know about disability insurance News from CNN:(Money magazine) — 1. Employers have gotten stingier
In 2009 only 48% of U.S. companies paid for long-term disability insurance for their workers, down from 59% in 2002, according to industry association LIMRA. Even if yours is among them, the coverage may be inadequate if you’re a good earner. Most group policies pay no more than 60% of base salary if [...] Continue Reading…

The ins and outs of Social Security Disability Insurance benefits News from Creston News Advertiser:With each paycheck you earn, a small amount is deducted to ensure that you’ll be able to receive payments should you ever become disabled and unable to work. By paying Social Security Disability Insurance (SSDI) throughout your working life, you entitle yourself to payments from the Social Security Administration if you ever become incapacitated.While the [...] Continue Reading…

Social Security Disability Insurance

Posted on 30 May 2011 In: disability insurance

Social Security Disability Insurance News from NewsOK.com:• Available to adults with a work history who are judged unable to perform substantial work because of a disability; benefits are based on past earnings• Funded through payroll tax of 1.8 percent• Average monthly benefits: $ 1,065 in 2010 (average benefits for spouses and children: $ 300)• At the end of 2010, there were 10.2 million disabled workers, spouses and children receiving benefits from [...] Continue Reading…

Push for Hunter trial of disability insurance scheme News from ABC Online:Posted May 27, 2011 07:24:00

Calls for the Hunter region to trial new disability insurance scheme. (AFP: Fred Tanneau)

The State Government is recommending the Hunter region be chosen as the trial location for a proposed national disability insurance scheme.
Disability Services Minister, Andrew Constance has teamed up with the former Labor minister, John Della Bosca, to lobby for the [...] Continue Reading…

BETH PECKINPAUGH BEASLEY: Disability insurance is paycheck protection News from Muncie Star Press:May is Disability Insurance Awareness Month. This is the basis for a formal effort to educate and inform the public about the need to protect their ability to earn an income from loss due to disability from illness or accidental injury.
The message is that each of us needs to have some form of insurance to provide a [...] Continue Reading…

Current Rates For Long Term Disability Insurance Policies In May 2011 – Quotes … News from US Life Daily:American’s around the country are actively looking for new jobs. The great recessions caused many families to struggle and take jobs that could help them pay for their bills. Unfortunately many jobs can be dangerous, and if they aren’t careful, could have a disabling accident. Disability insurance is often needed when [...] Continue Reading…

Apply for Social Security Disability Insurance to this judge: He won’t turn … News from Hot Air:Social Security Disability Insurance is projected to become the first major entitlement to go bankrupt — but one judge who helps to administer the program doesn’t seem to mind spending SSDI out of house and home. Administrative law judge David B. Daugherty awards disability benefits in nearly every case he processes, The Wall [...] Continue Reading…

Disability Insurance Plans For Low Income Families News from American’s Today Look For … – US Life Daily:Disability insurance is often searched by Americans. The workforce of America often has to do very dangerous jobs, and being prepared for a possible disabling injury can help an American and his/her family continue to live a normal lifestyle. Many people deem disability insurance as unnecessary, or expensive, but it can be [...] Continue Reading…

Insurance – Long-term disability policy

Posted on 15 May 2011 In: disability insurance

Insurance – Long-term disability policy
News from Massachusetts Lawyers Weekly:
Insurance – Long-term disability policy

Published: 3:12 pm Wed, April 20, 2011 3:12 pm Wed, April 20, 2011
By Tom Egan Massachusetts Lawyers Weekly
Where a defendant insurance company has deemed a plaintiff ineligible for long-term disability benefits, the defendant abused its discretion in light of the controlling language in the policy. A judgment for the plaintiff applicant shall enter. Insurer’s indefensible [...] Continue Reading…

Is disability insurance worth the price?

Posted on 15 May 2011 In: disability insurance

Is disability insurance worth the price? News from Los Angeles Times:Dear Liz: My husband and I have individual life and disability policies. We have two teenage children and have had some health issues in the past. I think the life insurance is important, but I’m not sure about the disability insurance.
My husband and I have coverage at work, although it would not make us whole if we got disabled. [...] Continue Reading…